REVENUE ASSURANCE
Revenue Assurance
Merchant settlement, reconciled faster.
Merchant settlement reconciliation for payment acquirers — automating transaction and settlement matching, surfacing exceptions and helping Finance prepare accurate merchant settlements on time.
ABOUT THE PRODUCT
Payment acquirers receive transaction and settlement information across multiple banks, payment networks and payment channels. Finance teams must reconcile these records before determining what is payable to each merchant.
PostPay automates this reconciliation process by matching transaction and settlement records, applying settlement rules and surfacing unmatched or inconsistent items for investigation. Finance focuses on the exceptions instead of manually rebuilding the reconciliation every settlement cycle.
KEY BENEFITS
Reduce reconciliation effort. Automate repetitive matching and validation work, cutting Finance preparation time from hours to minutes.
Settle merchants on time. Give Finance a reconciled settlement position earlier so merchant settlements can be prepared and released according to schedule.
Investigate exceptions, not every transaction. Automatically match expected records and direct Finance attention to missing, duplicated or inconsistent items.
Create an auditable settlement trail. Maintain documented reconciliation logic, validation results and exception records for review and audit.
CASE STUDY · PAYMENT ACQUIRER
Reducing manual work across merchant settlement operations
A non-bank payment acquirer relied on Finance to manually prepare, reconcile and retrieve information across daily merchant settlement workflows, payment advice and bank-statement processing.
PostPay automated repetitive processing and exception-handling steps while keeping Finance in control of review and release. In production, several recurring Finance activities were reduced from hours of manual work to minutes, while daily merchant and AP processing recovered approximately 82 Finance hours per month.