What We Do

Ease Accessibility To
Products & Services

Address the millions of financially excluded customers out there that lack any form of financial history. We overcome the barriers preventing these customers from engaging with you.

Drive & Grow
Revenue

We extend a credit line to the financially excluded, enabling them to gain access to your products & services and allowing you to realize greater revenue opportunities.

Minimize
Investment & Risk

Focus on maximizing engagement with your newly found users. We provide an end-to-end service – from implementation and deployment, to service management that manages cost and exposure risks.

Why PostPay?

450 Million
Addressable Market In SEA

SEA is home to millions of potential customers for pay-later and mobile credit. More than 70% of SEA’s population is unbanked. This lack of access to basic financial services makes it almost impossible for them to obtain a credit line.

50% Unreachable
Consumers Without Credit History

The opportunity to reach these consumers via pay-later credit services is limited by their lack of financial exposure. Traditional credit scoring is dependent on one’s interaction with financial products.  Through today’s innovations, customer data can be gathered from a user’s interaction with their mobile network provider.

What Would You
Say To 95% Success Rate?
Enter PostPay Alternative
Credit Scoring

We help establish individual credit profiles by analyzing a user’s behaviour on their mobile network service. The credit offering and repayment risk is tailored to these individual credit profiles. This helps extend financial inclusion to those with no prior experience with existing financial products & services.

Our Reach

Credit Profiles
Total Advance Count
Total Advance Value
Total Fee Income

Who We Are

PostPay is an alternative credit scoring service provider.
Our vision is to ensure everyone has access to products & services they need.

PatrickYap

Patrick Yap

CEO

• More than 20 years senior management experience in mobile telecommunications.
• Comprehensive experience in the area of sales, service marketing and service management.
• Passionate in driving and growing revenue for new businesses.

Danson Phang

Danson Phang

Finance

• Joined the Group in 2008, assumed the role of GM since 2011.
• Extensive experience in the mobile value-added-services industry.
• Audit, accounting and finance experience.

Choong Yoke San

Product

• 15 plus years experience in the field of software development.
• A technology consultant for start up investments.
• Specialises in the product design and development of new application and product platforms for Fintech & Telecommunication.

Chang Lip Wei

Chang Lip Wei

BI & Analytics

• Team Lead for the Business Intelligence and Analytics unit since 2011.
• Enterprise Data Science-trained.
• Expertise in customer insights and retention.

Koh Chia Wee

Development

• Lead software development in Java technology stack.
• 8 years experience in software architecture for telecommunications projects.
• Full stack developer with broad technical horizons from frontend to backend solutions.

Chang Lip Wei

Chang Lip Wei

BI & Analytics

• Team Lead for the Business Intelligence and Analytics unit since 2011.
• Enterprise Data Science-trained.
• Expertise in customer insights and retention.

Chong Yoke San

Product

• 15 plus years experience in the field of software development.
• A technology consultant for start up investments.
• Specialises in the product design and development of new application and product platforms for Fintech & Telecommunication.

Get In Touch

Pay-Later Shopping
Mobile Credit
Others

 

PostPay Sdn Bhd (870254-X)

3A-5-1 Plaza Sentral
Jalan Stesen Sentral 5
Kuala Lumpur Sentral
50470 Kuala Lumpur Malaysia
T: +603 2710 5016