PostPay provides technology platforms and managed services across credit, payments and financial operations — helping partners launch, operate and scale financial services without adding unnecessary complexity.
OUR STORY
Financial services depend on more than software. They require reliable decisioning, payments, risk controls and operational processes that continue to work at scale.
PostPay started by solving these challenges in high-volume credit and payment environments.
Over time, we built the technology and operating capabilities behind the full financing lifecycle — from credit decisioning and underwriting to servicing, collections, reconciliation and payments.
These capabilities were developed through real programmes, transactions and operating requirements.
Today, those capabilities operate across five infrastructure lines — Pascara, Setara, AutoCredit, Revenue Assurance and Payment Gateway — supporting credit, payments and financial operations for PostPay and its partners.
WHAT WE DO
PostPay combines technology, risk, operations and financing capabilities to bring financial products to market and operate them at scale.
Our role varies by programme. We may provide the infrastructure and operating layer for a partner, or participate directly as the financing provider. In programmes such as Pascara, PostPay originates and manages the financing portfolio, with the flexibility to work with third-party funding partners as the portfolio scales.
Credit, underwriting, servicing, payments, reconciliation and financial operations infrastructure.
Technology provider, operating partner or financing provider — depending on the programme.
Operate directly, partner with clients, or work with third-party funding and capital partners.
OUR SOLUTIONS
From credit and financing to servicing, revenue assurance and payments, PostPay provides the technology and operating capabilities behind modern financial products.
EMBEDDED FINANCE
Shariah-compliant embedded financing that enables merchants to offer instalment financing directly to eligible customers.
Explore PascaraLENDING PLATFORM
Lending infrastructure covering origination, underwriting, servicing and reconciliation — built to scale financing operations efficiently.
Explore SetaraCREDIT ADVANCE
Real-time credit advance infrastructure using behavioural data to determine eligibility, extend small-value credit and manage recovery at scale.
Explore AutoCreditPAYMENT ACQUIRER
Transaction assurance platform that identifies revenue leakage, validates charges and settlements, and routes financial exceptions for investigation.
Explore Revenue AssurancePAYMENT SOLUTIONS
Online payment gateway technology for acquirers to offer payment acceptance across FPX, DuitNow, credit and debit cards, and payment links.
Explore Payment GatewayOUR CAPABILITIES
Credit assessment, eligibility policy, portfolio risk management and consumer financing experience across telco and lending.
15+ years building and operating financing, payments and telco technology platforms.
Business intelligence, behavioural analytics, alternative credit scoring and portfolio performance management.
Systems engineering, operational controls and audit-ready infrastructure for regulated financial operations.
“Scale your business, not your operational complexity.”
Talk to UsCORPORATE AFFILIATION
Part of Captii Group
PostPay Sdn Bhd is a wholly owned subsidiary of Captii, listed on the Singapore Exchange (SGX: AWV).
